Enterprise Architect (fintech)

We are seeking a highly skilled and experienced Architect to join the Architecture Group of one of the world’s largest banks. The successful candidate will primarily focus on the architecture design and control of projects within the organization. This role demands a deep understanding of financial technologies, system integration, and strategic planning to ensure the delivery of robust, scalable, and secure solutions that meet the bank’s high standards.

Responsibilities

• Works together with business, product, operations, and other technical stakeholders to identify and scope opportunities, assessing risks, benefits, and limitations.
• Evaluates existing systems and architectures to pinpoint strengths, weaknesses, and opportunities for enhancement.
• Serves as a reliable advisor on strategies and methods for the overall integration of technology components.
• Suggests technology solutions for the entire ecosystem, including application programming and integration solutions, based on research into various alternatives.
• Creates, presents, and communicates the value and vision of proposed architectures and solutions to diverse audiences. Assesses and selects suitable technologies and platforms for solutions.
• Explores new technologies and trends, recommending strategic updates and advancements, striking a balance between innovation, technical feasibility, and long-term sustainability.
• Explains technology solutions and the competitive advantages of different technological alternatives.
• Designs high-level solutions that integrate modern and emerging fintech technologies with traditional banking systems to ensure robust and seamless payment operations.

Qualifications

Minimum Experience:
8 years of IT work experience in multiple IT areas in a multi-tier environment working as an Architect

Required Knowledge, Skills, & Abilities:
Participates in design, development and implementation of architectural deliverables, including components of the assessment and optimization of system design and review of user requirements. Contributes to the determination of technical and operational feasibility of solutions. Develops prototypes of the system design and works with database, operations, technical support and other IT areas as appropriate throughoutdevelopment and implementation processes. May lead multiple projects with competing deadlines. Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as team member and individual contributor.

Primary Skills

  • Expertise in Architecting
    • Designing enterprise systems
    • Core technical architecture
    • Non-functional design (Scalability, Resiliency, Security and other non-functional attributes)
    • Expertise in one or two areas below and we rounded knowledge of:
      • API, SSO, Messaging, Databases, Cloud
      • Payments data/object/service models
      • Security models, HSMs etc.
      • New trends in payments / financial network
  • Experience and Understanding form merchant eco systems, understanding at least one of :
    • Customer onboarding & sales
    • Underwriting
    • Transaction processing & settlement
    • Transaction security & tokenization
    • Compliance
    • Fraud, AML, DOD, OFAC
    • Instore POS systems
    • eCommerce platforms
  • Experience with Healthcare Payment Solutions is a plus.
  • Strong communication skills (ability to explain / present to stakeholders and large audiences)

Secondary Skills

  • Planning & Organizing
  • Ability to juggle multiple priorities
  • Ability to document processes and platform architecture into sustainable artifacts
  • Research, develop and document technical design specifications and test scripts
  • Maintain a comprehensive library of technical terminology and documentation
  • Strong use of visuals skills, ability to convene points with graphics and illustrations
  • Attention to detail
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